How fees work
What you pay depends on how you pay. Each answer is here in plain words, and the front desk goes through yours before your first visit.
Insurance we work with
We bill many kinds of plans and tell you whether we are in network with yours before you book. The list is by type of plan, not by company. For visits at home, Medicare Part B can cover outpatient physical therapy at home if you are not getting home health at the same time.
Medicare
Medicare Advantage plans
Medicaid
Most PPO plans
Workers' compensation
If you pay yourself
If you do not use insurance, you pay for each visit on the day. We tell you the fee before you book, and we do not bill your plan.
Receipts for reimbursement
If you pay yourself, we give you a detailed receipt you can send to your plan. Your plan decides whether it reimburses you, and how much.
An estimate in advance
If you pay without insurance, we give you a written estimate before your first visit: what we expect each visit to cost and what it includes. This is your right under federal law, and you can ask for it at any time. If a bill is $400 or more above the estimate, you can dispute it.
Checking your benefits
Our front desk checks your benefits and calls you with what they find, before your first visit. Your plan has the final say on what it pays. Your copay, deductible and coinsurance are set by your plan.
What the first visit includes
Your first visit is about an hour with a physical therapist, at the clinic or at home. They listen, examine you, explain what they find and agree on a plan with you. They also explain the risks and the choices.
Questions about paying
Does my plan cover this, and do you take Medicare?
We bill many kinds of plans, including Medicare, Medicaid, most PPO plans and workers' compensation. Your plan decides what it pays. We check your benefits and call you before your first visit.
What if I pay myself?
We give you a written estimate before your first visit, and you pay for each visit on the day. If your plan may reimburse you, we give you a detailed receipt to send in. Your plan decides whether it pays.
Will anything be added to the estimate?
Not without telling you first. If your care needs to change, your therapist explains why, and we send you a new estimate if you pay yourself.
Want to know what you would pay?
Call the front desk with your plan card, or ask for a written estimate.